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Added: 12th February 2024

Monzo is an app-based alternative to the high street banks that provides all the usual banking stuff - current accounts, savings, loans, overdrafts - as well as some more unique features. Like the major banks, they are FSCS protected up to £85,000 per person.

For signing up:

£5 free if you make a card payment within 30 days.

For referring someone:

£5 for every qualifying referral.

Terms and conditions

None of the users have provided a link yet. You might need to get one elsewhere to take advantage of the offer (non-referral link).