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Added: 15th February 2024

Kroo is an app-based alternative to the high street banks. They give you 4.35% AER interest on your balanace, which is excellent for a non-savings account. There's no monthly fees, and no hidden charges. They are insured via FSCS for up to £85,000 per person.

For signing up:

£10 after you make your first card transaction.

For referring someone:

£10 for every qualifying referral, up to a maximum of £100.

Terms and conditions

None of the users have provided a link yet. You might need to get one elsewhere to take advantage of the offer (non-referral link).